Why Families Across Idaho Trust John Todd

John spent 14 years working inside Idaho’s Medicaid system, including five years focused specifically on long-term care Medicaid. He reviewed applications, interpreted policy, and saw firsthand how many families made costly financial decisions simply because they did not fully understand the rules.


Today, he helps families understand their real options before they spend down savings or make permanent decisions.


• 14 years with Idaho Health & Welfare


• Specialized in Long-Term Care Medicaid


• Helps families protect assets legally


• Independent consultant serving Idaho families


Most Families Think They Won’t Qualify

Many families assume they have “too much income.” Others worry Medicaid will take everything they’ve worked for. The truth is, the rules are complex — and small misunderstandings can cost thousands of dollars. 


Before spending down savings or giving assets away, it’s important to understand how the system actually works in Idaho. 


Call to get clarity before making permanent financial decisions.  


How I Help Idaho Families

Medicaid Eligibility Planning

Understand how to qualify for long-term care coverage while protecting as much of your assets as legally possible.

Asset Protection Guidance

Learn what is allowed under Idaho Medicaid rules before making financial decisions that cannot be undone.

Application Assistance

Navigate paperwork and the Medicaid process with clarity and confidence.

What Happens When You Call?

1️⃣ We’ll speak and I’ll learn about your situation.

2️⃣ We gather the details needed to understand your case.

3️⃣ I can personally review your information.

4️⃣ You receive clear next steps. 


 

Tell us about your situation, and we'll guide you through the next steps. 

Real Stories From Idaho Families

Families across Idaho trust John Todd for clear guidance and honest answers.
LW
Lindy Wortham

John has been nothing short of amazing!!! Helping me navigate Medicaid and their hoops they make you jump through.

10.18.2020
KK
Kip Kint

The world of elder care and senior benefits is completely foreign, with its own language, systems, and rules. For many, it is nearly impossible to navigate without a guide. Elder Care Financial was that guise for me. John saved me so much time and stress, I only wish I had engaged him sooner.

10.07.2020

Understanding Your Long-Term Care Options

Depending on eligibility, Medicaid may help cover different types of long-term care in Idaho.

In-Home Care

Receive support in the comfort of your own home, including help with daily activities and personal care.

Assisted Living

A residential option that provides assistance with daily needs while maintaining independence.

Skilled Nursing

Around-the-clock medical care for individuals who require ongoing professional nursing support.

Prefer to Understand the Rules First?

We are developing a step-by-step Medicaid Asset Protection Masterclass for Idaho families who want to understand the rules before making major decisions.


It will explain income limits, asset protection strategies, and how the Medicaid application process works in Idaho.