Elder Care Financial, LLC
Get Approved for Nursing Home Medicaid
Navigating Your Path to Care
Welcome to Elder Care Financial LLC, Idaho's trusted Medicaid consultancy. We specialize in guiding families through the intricate Medicaid maze, offering personalized advice to protect your assets and secure quality care. With insider expertise and a client-focused approach, we empower you to navigate long-term care plans confidently. Explore our resources today.
Preserve Family Assets Easily
Navigating Medicaid doesn't have to be overwhelming. Let me, John Todd, a seasoned Medicaid consultant, guide you through the process smoothly, preserving your family's assets and delivering peace of mind. Learn personalized strategies to achieve quicker Medicaid approvals—ensuring your loved ones receive the care they deserve.
Medicaid Plans
Staying at home as long as possible is ideal, but as health declines, assistance may be needed to maintain safety and independence. Medicaid can help cover essential daily functions such as meal preparation, dressing assistance, bath attendants, mobility support, and medication management. These services allow seniors to remain in familiar surroundings while receiving the care they need. For many families, this option provides a cost-effe...
For those who prefer not to manage at home, Residential Assisted Living provides a structured environment with access to daily assistance. Residents live in private or semi-private rooms, with meals served in a communal dining area. Medicaid helps cover services such as light housekeeping, bath attendants, medication management, and access to on-site staff for added peace of mind.
While this level of care costs more than in-home servi...
Skilled Nursing is designed for individuals requiring around-the-clock medical care and supervision. In addition to meals, housekeeping, and activities, residents have access to 24/7 nursing care to manage medical needs. Many facilities offer both Residential Assisted Living and Skilled Nursing, making transitions seamless when health conditions change.
Medicaid covers the cost beyond what residents contribute from their monthly inco...
Expert Insights on Elder Care & Medicaid
Navigate the complexities of long-term care with confidence. Our expert blogs provide clear, actionable guidance on Medicaid eligibility, asset protection, and financial planning. Learn how to secure quality care for your loved ones while preserving your family's financial future.
What to Do When a Loved One Needs Nursing Home Care
Facing sudden nursing home costs? Learn how to avoid costly mistakes, protect family assets, and secure Medicaid coverage without unnecessary stress or delays.
Why Medicaid Applications Get Denied and How to Fix It
Medicaid denials are common and expensive. Discover the top mistakes families make, why misinformation is everywhere, and how expert guidance ensures fast approval.
I Want to Give Money to My Daughter—Can I?
Gifting money can trigger Medicaid penalties and delay benefits. Learn how to give wisely, avoid costly mistakes, and protect your eligibility with the right strategy.
Protecting You During Life’s Changes
Navigating long-term care decisions can be overwhelming, especially when facing financial uncertainty. Many families wonder how they can afford quality care, protect their assets, and ensure financial stability if a spouse requires assisted living. Questions about preserving savings and maximizing estate value while covering care costs are common concerns.
Recent Wins at Elder Care Financial
Eileen, 92, was in a nursing home with her Long-Term Care insurance running out. Her family needed Medicaid assistance while preserving assets. After reviewing her documents, we discovered her policy was a Qualified Partnership Plan, allowing her to keep over $160K in assets and still qualify for Medicaid. Even better, Medicaid won’t claim those assets after she passes—they go to her children!